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Life Insurance and Final Expense for Funeral Pre-Paying

Life Insurance and its close cousin Final Expense Insurance, are insurance policies that ensure there are funds to pay for the costs of your final arrangements.

There are many types of life Insurance policies and they generally have a higher payout value than final expense policies since they are meant to cover funeral and memorials costs and provide for your family for a longer period of time thereafter.

Final Expense or Burial Insurance policies, on the other hand, have smaller-face values (typically under $35,000) since they are intended to be used exclusively for covering costs associated with your final arrangements, such as any fees from the funeral home, cemetery, crematory, and products like caskets, vaults, urns, flowers, and memorabilia.

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